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| Factor | TampaFL | PhoenixAZ |
|---|---|---|
| State | Florida | Arizona |
| Setting | Gulf metro | Desert metro |
| Climate | seasons | desert |
| Family research | School research is county-based; confirm the assigned campus. | School boundaries vary across the Phoenix metro; verify by address. |
| School system to check | Hillsborough County Public Schools | Phoenix-area districts vary by address |
| Lifestyle and retirement | Waterfront access and medical networks; wind and flood insurance can be costly. | Large medical networks and winter outdoor living; plan for extreme summer heat. |
| Healthcare starting point | Tampa General Hospital | Mayo Clinic Arizona |
| Tradeoff | Hurricane exposure and potentially significant homeowners insurance costs. | Extreme summer heat and a housing market that has run hot. |
| Districts to look at | Hillsborough County Public Schools, Pasco County Schools | Phoenix Union High School District, Paradise Valley Unified, Kyrene School District |
| AARP 2025 score | No city record | No city record |
| Guides | Tampa guide →Tampa local guide → | Phoenix guide →Phoenix local guide → |
AARP scores are optional context, not recommendations. Verify schools and costs by address. For tax questions, consult your CPA.
What would the move cost you?
Enter your own housing, insurance, HOA and travel figures. No guessed home value or promised savings.